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Home Buying Articles & Advice The articles are set up to be a tutorial, taking you step by step through the home buying process. Don't Buy a Car - or Did You Already Buy One?    When Income Grows and You Want to Buy "Stuff"    Debt-to-Income Ratios and Car Payments    How Buying a Car Reduces Your Purchase Price Things Not To Do Before Buying a Home    No Major Purchases of Any Kind    Don't Move Money Around    Should You Change Jobs? Reasons to Delay Buying a Home Why Buying a Home is a Good Idea    The Best Investment    Income Tax Savings    Stable Monthly Housing Costs    Forced Savings    Freedom and Individuality The Business Cycle and Buying a Home    Recession and Expansion    Supply and Demand    Should You Try to "Time the Market"? What's More important -  Buying a House?  Or a Home? Why Search for A Realtor?    Finding an Agent by "Accident"    Listing Agents vs. Selling (Buyer's) Agents     Should You Call the Listing Agent?    Agent's Advertising - Is the Purpose What You Think?    Finding Your Own Realtor    Some Basics About the Search    How to Conduct the Search    Interviewing A Good Realtor    When the Agent Asks You for an Appointment Looking Ahead - Buyer's Remorse Buying a Home With Resale Value - Location    Location, Location, Location?    Location - Local Community, Town or City    Location - the Local Neighborhood    Location - the Residential Neighborhood Buying a Home With Resale Value - the House    A Home With a View?    Lot Choice and Landscaping    House Size    Bedrooms & Bathrooms    Closets, Garage & Laundry    Kitchen    Fireplaces    Swimming Pool? Comparable Sales and Your Offer Price    Determining Your Offer Price    Comparable Sales in the Public Record    Comparable Sales in the Multiple Listing Service    Comparable Sales - Pending Transactions Factors Affecting Your Offer Price    How Property Condition Affects Your Offer    How Home Improvements Affect Your Offer      How Market Conditions Affect Your Offer    How Seller Motivation Affects Your Offer    The Final Decision on Your Offer Price Offering to Purchase Real Estate- the Basics    Introduction and Overview    Contingencies in a Purchase Offer    Earnest Money Deposit    The Closing Date    Transfer of Possession Writing an Offer - Safeguards Regarding the Property    Disclosures From the Seller    Condition of the Property Upon Transfer    Inspections You May Require    Final Walk-Through Inspection How Financing Details Affect Your Offer    Down Payment    Interest Rate    Closing Costs and Financing Incentives    Seller Financing    Cash Offers How FHA and VA Financing Affects Your Offer    Extra Costs for the Seller    More Detailed (and expensive) Appraisals You and the Seller Must Agree on Some Services    Settlement and Escrow    Title Insurance Companies    Termite and Pest Inspections Buyer's Remorse- Did You Make a Huge Mistake?   Rama Mehra Keller Williams Realty 760 Camino Ramon, Ste 200 Danville CA 94526 Phone: 1-888-703-7262 Mobile: 925-698-1815 E-Mail: Rama@RamaMehra.com Statistical Information on Housing Market